WHAT:
- Complete Terms of Service legal document
- 12 major sections covering all legal bases
- Age requirements (13+, parental consent under 18)
- Subscription terms and refund policy
- Acceptable use policy
- Minnesota law jurisdiction
WHY:
- Document legal framework for soft launch
- Backup terms in case Ghost CMS issues
- Reference for future updates
- Critical launch blocker documentation
WHERE:
- docs/website/ghost-pages/terms.html (new file, 155 lines)
KEY TERMS:
- Refund policy: 7 days for monthly, no refunds for Awakened
- Cancellation: anytime, access until end of billing period
- Price changes: 30 days notice, grandfathered rates
- Governed by Minnesota law
- Contact: legal@firefrostgaming.com
Signed-off-by: Chronicler #55 <claude@firefrostgaming.com>
